The Secured VISA Card enables members to obtain a VISA Card, despite no credit or adverse credit.

In addition to having all of the same advantages of the regular VISA credit card, the Secured VISA Card is perfect for the young person who is just beginning to establish credit or an individual with adverse credit who is trying to reestablish new credit.

The Secured VISA Card enables members to obtain a VISA Card, despite no credit or adverse credit. With a minimum deposit of $400 to a dividend-bearing Security Share Account, a VISA Card will be issued with a limit of 75% of the funds pledged in that account. Once your credit card account is established, you can increase your credit limit once every six months by depositing to the Security Share Account.