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Holiday Closings 

Monday, February 20th  President's Day

 

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Mortgage Loans

 

Let our mortgage specialists answer all your questions and help with a new home purchase or refinance of your current home.

 

Products Offered:

  • Home Equity Lines of Credit
  • 1st Mortgages for purchases or refinance, owner occupied, second homes and non-owner occupied
  • Lot Loans
  • Investment Property

Mortgage FAQs pdficon_small

Get peace-of-mind with a fixed-rate mortgage at KSCFCU

 

There are many good reasons for refinancing your current adjustable rate mortgage:

  • Stability and confidence of a fixed rate
  • Debt consolidation
  • Home improvements
  • Low closing costs

Home ownership: If you are considering home ownership, it's never too early to start planning. A first home is the single most exciting purchase many people make in their lifetime. It is also, in the majority of cases, a wise personal and financial decision. Home ownership provides a sense of security, considerable tax advantages, and the opportunity to build equity. As an investment, real estate is often an excellent option, as it balances out a portfolio and can act as a hedge against riskier securities. Further, the money amassed in a home can be used for other goals, such as retirement income, higher education costs, or to pass on to loved ones.

 

Click here to check our rates!

 

Click here to START an application. Follow the instructions on the documents below for the type of loan you are applying for. To avoid delays in processing time, forward all items listed on the information sheet as soon as possible.

 

Click on any of the links below for information:

Call our Mortgage Department at 321-455-9400, Ext. 5439, or toll free outside of Brevard at 800-662-5257, Ext. 5439, or Fax: 321-449-4699.

 

Home Financing Calculators

How much home can I afford?

Should I refinance my home?

Should I pay discount points?

Should I make extra payments on my mortgage?

How much of a down payment should I make on my new home?

Mortgage Payment Calculator

Comparing mortgages (i.e. 15, 20, 30 year).

What is the Loan to Value Ratio of my home?