VISA Credit Card
KSCFCU offers several types of VISA credit cards. These include the VISA Classic, VISA Platinum and a Secured VISA.
Our VISA Credit Card Rates Just Got Lower! New rates as low as 8.97% APR for Platinum Visa and 9.98% APR for Classic Visa.* Apply today or increase your current limit. *APR= Annual Percentage Rate. Credit cards are based on credit approval. The rate you pay is based on credit history. Rate applies to new Visa Credit Cards or increased credit limits on existing cards. One-time $5 membership fee and $25 minimum deposit required to open account for new members. VISA CLASSIC Features:
Use your KSCFCU VISA CLASSIC Card at millions of locations. Your KSCFCU VISA Credit Card also provides you with free accidental death or dismemberment insurance, and, your card will provide you with Auto Rental Insurance at no charge. Receive Travel Accident Insurance coverage up to $250,000 if you purchase airline, bus or train tickets with your KSCFCU VISA. KSCFCU can also provide cash advances on the VISA Card. These advances are also available through selected ATM networks that bear the VISA logo.
VISA PLATINUM Features:
SECURED VISA Features: The SECURED VISA enables members to obtain a VISA Card, despite no credit or adverse credit. In addition to having all the same advantages of the regular VISA, the SECURED VISA is perfect for the young person who is just beginning to establish credit or an individual with adverse credit who is trying to reestablish new credit. With a minimum deposit of $400 to a dividend-bearing Security Share Account, a VISA Card will be issued with a limit of 75% of the funds pledged in that account. Once your credit card account is established, you can increase your credit limit once every six months by depositing to the Security Share Account. See a loan specialist for details. Credit Calculators
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KSCFCU is Federally insured by NCUA
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