Members who have established a Savings account can enjoy the convenience of a KSCFCU Share Draft (Checking) Account.
Our Choice Checking features two types of accounts, the Classic and the Elite. Decide which account suits your best financial needs.
All checking accounts offer FREE Online Banking, FREE Bill Payer, Free VoiceTouch24 (Audio Response System) and FREE ATM/Debit Card.
If you overdraw your account, funds will automatically be transferred from your Savings Account to your Checking Account in $50 increments, for a fee of $5 per overdraft. In accordance with Federal Regulation D, the number of preauthorized transfers are limited to six per month or statement cycle.
Courtesy Pay Privilege
Courtesy Pay Privileges are available to any eligible member should an overdraft occur when a Share Draft (Check) is presented for payment, and sufficient funds are not available in the Checking account or in the Savings Account utilizing the Overdraft Protection service. Courtesy Pay Privileges are only available to pay Share Drafts (checks). See separate fee disclosure for costs associated with this service.
ATM Card (Automated Teller Machine)
Wherever you are, and wherever you are going, you always have ATM access to your KSCFCU accounts if you are carrying our CU24 ATM Card. Obtain cash or check your balances 24 hours a day, seven days a week. Use your KSCFCU ATM card at any KSCFCU branch, CU24 Network, STAR Network, Visa/Plus Networks and more!
You may withdraw up to a maximum of $500 on any one day, if there are sufficient funds in your account.
You may purchase up to a maximum of $500 from POS terminals per day, if there are sufficient funds in your account.
Use your KSCFCU ATM card at any Publix Presto Network with NO CHARGE! FAST...FREE...CONVENIENT!
Click here for ATM locations.
Click here for Availability of Funds Notice.
Direct Deposit
