Holiday Closings

Dec. 24 - close at 2:00 p.m.

Dec. 25 - closed

Dec. 26 - HQ & MFF closed

Routing # for Direct Deposit and Wire Transfers:

263179532

 

 

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Checking Accounts

 

 

Members who have established a Savings account can enjoy the convenience of a Launch FCU Share Draft (Checking) Account.

Our Choice Checking features two types of accounts, the Classic and the Elite. Decide which account suits your best financial needs.

All checking accounts offer FREE Online Banking, FREE Bill Payer, Free VoiceTouch24 (Audio Response System) and FREE Visa Debit Card.

 

Routing # for Direct Depost: 263179532

 

 

Classic Checking
  • No minimum balance required
  • No monthly service charge
  • Earns no dividends
  • No per check charge
  • FREE Online Banking
  • FREE BillPayer
  • FREE E-Statements
  • Direct Deposit available
  • VISA Debit Card available            
Elite Checking
  • A minimum daily balance of $400 must be maintained in order to avoid a monthly draft fee of $6.
  • A minimum daily balance of $1000 must be maintained in the account each day to obtain the disclosed annual percentage yield.
  • FREE Online Banking
  • FREE BillPayer
  • FREE E-Statements
  • Direct Deposit available
  • VISA Debit Card Available

Discovery Club

 (Age 55 and over)

You can have either "Classic" or "Elite" checking with the following benefits:

  • FREE basic checks
  • FREE Travelers' Checks
  • FREE Online Banking
  • FREE BillPayer
  • FREE E-Statements
  • Direct Deposit available
  • VISA Debit Card Available

 Click Here For The Fee Schedule pdficon_small

Overdraft Protection

If you overdraw your account, funds will automatically be transferred from your Savings Account to your Checking Account in $50 increments, for a fee of $5 per overdraft. In accordance with Federal Regulation D, the number of preauthorized transfers are limited to six per month or statement cycle.

 

Courtesy Pay Privilege

Courtesy Pay Privileges are available to any eligible member should an overdraft occur when a Share Draft (Check) is presented for payment, and sufficient funds are not available in the Checking account or  in the Savings Account utilizing the Overdraft Protection service.  Courtesy Pay Privileges are only available to pay Share Drafts (checks). See separate fee disclosure for costs associated with this service.

Visa Debit Card

With a Launch FCU Checking Account, you are eligible for a Visa Debit Card. Your Launch FCU Visa Debit Card functions as an all-in-one card, allowing you to access your accounts either as a debit or an ATM card.

 

Launch FCU VISA Debit Card Information

 

Launch FCU ATM Card Information

 

Order Checks Online